Formed in 1997, United is a professional Accounts Receivables funding and AR management services firm. With clients in over 30 states, United possess the financial resources to serve firms seeking to improve their cash flow and reduce costs. We service clients in a variety of industries including manufacturing, distribution, staffing, government contractors, service, and other sectors. Our size and scope make us the perfect working capital partner -- small enough to build close personal relationships and yet large enough to deliver cost-effective, tailor-made solutions.
With more than 35 years of experience in asset-based financing, Union Bank provides comprehensive financial solutions on a national basis.
We offer revolving lines of credit, term loans, letters of credit with ability to lend on in-transit inventory, financing with seasonal inventory advance rates tied to the trade cycle, senior stretch term loans, and one-stop financing with junior debt and noncontrol equity capital provided by UnionBanCal Equities, an affiliate of Union Bank.
U.S. Bank Asset Based Finance provides consistent, reliable access to working capital to fund continued
business success and maximize an organization 's borrowing capacity. Our asset-based lending industry
veterans provide innovative and customized solutions focused on the growth and success of our clients.
We offer revolving credit facilities, term loans and customized financing for many transaction uses, such as:
• Leveraged recapitalizations
• Management buyouts
• Debt refinancings
Since 1995, SPECTRUM Commercial Services Company has been an independent commercial finance company, offering commercial financing solutions to businesses during times of transition. SPECTRUM provides working capital, equipment and real estate financing for companies needing $250,000 to $6,000,000. We work with companies who are rapidly growing or experiencing industry or company- specific financial distress.
Park Sterling Bank is a regional community bank serving the Carolinas and Virginia. The asset-based lending group was formed in mid- 2011 as a key strategy for attaining strong commercial growth as part of the bank’s overall financial plan. The ABL group is located in Greenville, SC and serves the company’s footprint and contiguous markets from that location. Park Sterling also offers other typical commercial bank financing alternatives, including owner-occupied commercial real estate loans.
Since 1994, Paragon Financial has been providing growing businesses an alternative to conventional bank financing. Paragon provides invoice factoring, purchase order financing, supplier guarantees, and government contract financing.
Paragon works with companies that may have been declined for bank financing or the banks or unable to continue to meet their needs.
Paragon’s clients are in a wide variety of industries including manufacturing, distribution, importing, wholesaling, and service providers that need $20,000 to $2,000,000.
North American Capital Corp. is a private merchant bank specializing in investments in management buyouts, financial restructurings and crisis management, in addition to providing traditional investment banking services. The firm has investments in consumer, agricultural, packaging and OEM manufacturing companies as well as online publishing.
NewStar Business Credit provides asset-based and senior, secured “stretch” loans nationally to middle-market companies with credit requirements between $5 million and $25 million. Deal structures are flexible and tailored to meet each client’s unique needs. Funds can be used for a wide range of purposes, including strategic acquisitions, management buyouts, recapitalizations and refinancings, as well as to support internal growth strategies.